fast forward about 17 years. i'm 29 years old and totally screwed when it comes to my finances. i have almost $30,000 in credit card debt, a mortgage that i can't afford, a stack of bills that are past due & no real grasp of how to fix things. i mean sure, i have ideas. lots of ideas. but i'm a little short on implementation.
this is where this blog comes in. it's an attempt by me to organize my efforts to affect real change in my financial life, provide ideas & insights to others in similar situations, serve as a warning to those who might fall into the same traps, & share my knowledge to others along the way.
i hope you enjoy the read & appreciate any thoughts or constructive criticism you might have along the way.